A great smile is a wonderful investment for you or your family, and we would like to make your orthodontic care affordable. That's why we offer FREE consultations that include x-rays, exams, and estimates. We are happy to provide you with affordable, high quality treatment that fits your budget through our in-house, interest free financing. Financial and insurance details can be overwhelming which is why we will work with you to ease your concerns.
If your insurance covers orthodontic treatment you will receive the benefit of reduced personal costs. Most insurance policies that offer orthodontic coverage have a lifetime maximum benefit that is distinct from regular dental insurance. This benefit is paid as a percentage of the orthodontic fee until the maximum benefit has been reached. Most insurance companies do not normally pay the orthodontic benefit in one lump sum, but rather spread out the payments over the length of treatment. Some insurance plans have a waiting period before the orthodontic benefit kicks in.
Because insurance policies vary, and to help with your questions, we offer a complimentary benefits check at your consultation appointment. Please keep in mind that insurance verification is an estimate of benefits, not a guarantee of payment.
Our office accepts most insurance. We currently are participating providers for MetLife, Cigna, United Concordia and GEHA. We file your insurance the same day orthodontic treatment is started. Remember that during the course of treatment, if your insurance benefits change, or if any insurance claims are not paid, those charges are the responsibility of the patient/family.
Orthodontic expenses are eligible to be reimbursed thru flex plans in the same way as any other medical expense. FLEX plans allow you to pay for orthodontic treatment with pretax dollars which allow most people to experience significant savings over those individuals not enrolled in a FLEX plan. We have the necessary documentation to file with your FLEX plan, Cafeteria Plan or Health Spending Account plan administrator.